Fraud: Private individual, Switzerland 2023
A man bought a motorway vignette for 30 francs on a classified ads platform and paid.
- Incident · 03.2023 · Switzerland
- Evidence: confirmed by an authority
- Fraud
As of
What happened
The seller then got in touch again, saying the account was overloaded, and wanted to redirect the payment to another account. At the same time, the buyer got his money back because the holder of the first account did not want to act as a money mule.
- Affected
- Private individual (anonymous)
- Industry
- Private individual
- Loss
- 30 francs, refunded
- Business interruption
- unknown
- Ransom demanded / paid
- unknown / unknown
- Data affected
- unknown
- Bankruptcy
- no
- Entry point
- Purchase of a motorway vignette on a classified ads platform
What would cyber insurance have paid?
That depends on the terms. Whether those affected were insured: unknown.
-
Paid, but nothing or the wrong thing delivered, fake shop
Mostly covered 24 of 29 private products cover it fully, as an add-on or with limits.
Overview based on public policy terms, as of 06.11.2026. Only your policy and its general terms and conditions (GTC) are binding. No confirmation of cover.
What we can learn
If you are asked to pay into a second account after paying, you are dealing with fraudsters and their money mules.
Sources
- Wochenrückblick Woche 12: Leicht verdientes Geld oder wie Hacker und Betrüger Geld waschen (opens in a new window) Bundesamt für Cybersicherheit BACS (bis 2023: NCSC) · 28.03.2023
«Nachdem der Meldende auf einer Kleinanzeigeplattform eine Autobahnvignette für 30 CHF gekauft und bezahlt hatte, meldete sich der «Verkäufer» erneut bei ihm»