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Phishing: Private individual, Switzerland 2025

A woman from Basel wanted to sell a children’s toy on Tutti.ch; supposed buyers sent a manipulated link to a fake portal.

  • Incident · 2025 · Basel, Switzerland
  • Evidence: one media report
  • Phishing
  • Account takeover

As of

On this page
  1. What happened
  2. Who would have paid?
  3. Lessons
  4. Sources
  5. Similar cases

What happened

In this way, they gained access to her Twint account, changed the access code and, in around 70 transactions mostly of 250 francs, debited around 20'000 francs within half an hour. PostFinance initially did not respond, but after an intervention by SRF agreed to a partial refund.

Affected
Private individual (anonymous)
Industry
Private individual
Loss
CHF 20'000
Figure given by the source
around 20'000 francs, partly refunded
Business interruption
unknown
Ransom demanded / paid
unknown / unknown
Data affected
unknown
Bankruptcy
no
Entry point
manipulated link from a supposed buyer on Tutti.ch

What would cyber insurance have paid?

That depends on the terms. Whether those affected were insured: unknown.

  • Misuse of card, Twint, e-banking

    Strangers pay with your money

    Mostly limited 25 of 29 private products cover it fully, as an add-on or with limits.

  • Online sale

    Shipped, but never paid

    Mostly no information 10 of 29 private products cover it fully, as an add-on or with limits.

  • Hacked accounts

    Social media, email or shop taken over

    Mostly no information 14 of 29 private products cover it fully, as an add-on or with limits.

Overview based on public policy terms, as of 06.11.2026. Only your policy and its general terms and conditions (GTC) are binding. No confirmation of cover.

What we can learn

Report unusual debits to the bank immediately and be persistent: here, a partial refund was only obtained after pressure.

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Sources

Similar cases